Blog – Page 31 – Guiding Cents

What Does It Mean To Max-Fund An IUL?

Understanding IUL: Indexed Universal Life (IUL) is a type of life insurance policy that allows policyholders to accumulate money tax-free. By max funding an IUL policy, individuals can access...

Why Rich People Choose IUL?

When it comes to financial planning, the wealthy have access to a variety of investment options that the average person may not even know exist. One such option is an IUL, or indexed universal life...

What is Indexed Universal Life Insurance

Introduction to Index Universal Life (IUL): When it comes to life insurance, there are two main categories: term life insurance and permanent life insurance. Term life insurance is...

How to Quickly Save for a Down Payment on a House

Understanding Down Payments: The Importance of Down Payments. When buying a house, it is important to understand the concept of a down payment. A down payment is the initial payment that you...

Ways To Save For a Down Payment on a House With Bad Credit

Understanding Bad Credit: Impact of Bad Credit on Home Buying Having bad credit can make it difficult to secure a mortgage for a home. Lenders will look at a person's credit score to determine...

How to Budget for Irregular Income or Freelance Work

Understanding Irregular Income: As a freelancer or someone with an irregular income, it can be challenging to budget and plan for your finances. Unlike those with a regular salary, your income...

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Guiding Cents is online learning about ways to invest in yourself and answering your questions about Personal Finance. Learn more, earn more, save more, and live more! Guiding Cents envisions a world where there is less money stress. You will learn creative ways to get more, by spending less. Our readers learn how to create a surplus, which they use for investing, or for more recreation.

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