Investing – Guiding Cents

What Is A Financial Plan

A financial plan is your map to get from where you are to where you want to be with your money. It’s the process of setting goals and thinking through the steps it will take you to reach them....

What To Do When The Stock Market Plunges

Fear and greed drive the stock market. Or as famed investor Benjamin Graham noted, in the short-term the market is a voting machine, but in the long-term, it’s a weighing machine. When the...

Where The Vanguard & Index Fund Founder Would be Investing In 2023?

As many people already know, John Bogle, or Jack as he preferred to be called, is one of the legendary all time investors and he actually created the Index Fund. He is the founder of Vanguard in...

What Is Market Cap?

Market cap, or market capitalization, is the total value of all a company’s shares of stock. It is calculated by multiplying the price of a stock by its total number of shares. For example, a...

What Is An Online Bank?

Online banking is one of the biggest trends in the financial services industry. Online banks, or internet banks, are institutions that operate primarily on the internet as a virtual financial bank....

What Is An Index Fund?

What is an index fund simple definition: An index fund is a portfolio of stocks or bonds designed to mirror the makeup and performance of a financial market index. To mimic, simulate, and closely...

About Us

Guiding Cents℠ is online learning about Smart Investing & Spending Cents while answering your questions about Personal Finance.
No doubt about it, you’re going to spend money today even if it's for food or a public utility. We’ve provided this website content to help guide that spending in your favor.
Through actionable articles and resources you learn how to earn more, save more, and manage money better.
Guiding Cents’s purpose is to guide people to take control of their personal finances and spend toward the highest levels of prosperity consciousness.
Guiding Cents℠ envisions a world where there is less money stress.
You will learn creative ways to get more, by spending less. Our readers learn how to create a surplus, which they use for investing or for more recreation.
It’s not your salary that makes you rich. It’s your spending habits.
Having loads of money doesn’t make you a better person... spending it smart does.
The greatest rate of return is on your personal spending.
Money can buy you happiness somewhat, if you spend it in the correct way.
Invest in yourself by learning more in order to earn more.

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