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Category: Budgeting

link to How the 70 20 10 Budget Rule Works

How the 70 20 10 Budget Rule Works

As I was looking for ways to take control of my finances, I reviewed my past few months’ worth of bank and credit card account statements. From there, I made a list of all the things I've spent...

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link to Chime Banking Mobile App: Everything You Need to Know

Chime Banking Mobile App: Everything You Need to Know

Overview of Chime Banking Mobile App. Chime is a financial technology company that offers mobile banking services through its mobile app available on both Android and iOS platforms....

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link to Budgeting Strategies for Couples and Families

Budgeting Strategies for Couples and Families

Understanding Your Financial Situation. To effectively budget as a couple or family, it's important to have a clear understanding of your financial situation. This includes knowing your...

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link to How to Avoid Overspending and Stick to Your Budget

How to Avoid Overspending and Stick to Your Budget

Identifying and Understanding Your Income and Expenses. The first step in sticking to a budget is to identify your income. This includes all the money you earn, including your salary, bonuses, and...

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link to The Benefits of Tracking Your Expenses for Budgeting

The Benefits of Tracking Your Expenses for Budgeting

Understanding the Concept of Expense Tracking: What is the definition of expense tracking? Expense tracking refers to the process of recording and monitoring all the money spent over a...

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link to Budgeting Apps For Beginners to Help Manage Finances

Budgeting Apps For Beginners to Help Manage Finances

As someone who has struggled with managing finances in the past, I know firsthand how overwhelming it can be to get started with budgeting. Fortunately, there are now a plethora of budgeting apps...

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Guiding Cents is online learning about ways to invest in yourself and answering your questions about Personal Finance. Learn more, earn more, save more, and live more! Guiding Cents envisions a world where there is less money stress. You will learn creative ways to get more, by spending less. Our readers learn how to create a surplus, which they use for investing, or for more recreation.

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