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Category: Budgeting

link to How to Create a Budget That Works for Your Lifestyle

How to Create a Budget That Works for Your Lifestyle

It's a challenging task, but creating a budget that suits your lifestyle is vital for financial stability. I've included a link below to a great spreadsheet you can download with one click, so...

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link to How To Set Up a Household Budget Spreadsheet

How To Set Up a Household Budget Spreadsheet

Creating and maintaining a budget is an essential part of managing your finances. A budget spreadsheet is a useful tool that can help you keep track of your income and expenses, and plan for your...

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link to Free Budget Spreadsheet

Free Budget Spreadsheet

I created a monthly budget spreadsheet that is easy to use and incorporates the 50/30/20 budgeting rule. This rule suggests that you allocate 50% of your income to necessities, 30% to...

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link to How To Set Up a Family Budget

How To Set Up a Family Budget

As a responsible adult, setting up a family budget is an essential step towards financial stability. A family budget helps you manage your finances effectively by tracking your income and...

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Guiding Cents is online learning about ways to invest in yourself and answering your questions about Personal Finance. Learn more, earn more, save more, and live more! Guiding Cents envisions a world where there is less money stress. You will learn creative ways to get more, by spending less. Our readers learn how to create a surplus, which they use for investing, or for more recreation.

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