Here at Guiding Cents all content is about helping you save, make more, and get overall better value for your money. That’s why we did this series on Small Manufactured Homes (Tiny Homes). Imagine owning a luxury home for the price of a car!
Living large (or even medium-sized) is a thing of the past. Settling in a tiny house—small manufactured homes—particularly the modern farmhouse variety or cabin style of tiny homes is more than just a trend; it’s a lifestyle choice that people all over the country are happily taking up.
Log cabins have been a part of American history since it’s beginning. Many log cabins aren’t very big at all. In the early part of the 20th century, it was very common for people to live in tiny houses. After tremendous economic growth, it came to be in the 1990s that a starter home had to be 3,000 square feet and 4 bedrooms. That’s a lot of unused space to heat and cool.
Nowadays with thousands of books being held in our Amazon Kindle accounts, flat screen tv’s that hang on a wall taking up the space of a picture, millions of songs available for streaming or storing on a small hard drive, and small led lights that can light up an entire room with little power, things are changing like a transition from caterpillar to butterfly.
More can sometimes mean chaos. This isn’t a constant because to have plenty is always a comfort and accomplishment to be proud of. However, sometimes clutter and just overflow can cause issues with poor emotional feelings. In today’s world, do we really need storage buildings and all this overflow? It really is the perfect timing to own a tiny home.
It’s your personal decision how that question is answered, but I can tell you from experience that having less can be more. Sometimes the weight of clutter can feel like extra weight and baggage.
If a tiny home seems too little for you, consider two or three on a property attached with a walkway. Each can be like visiting a totally different property. These custom tiny homes can be decorated and presented totally differently than any other. Since the walls aren’t connected, sound resonation isn’t a problem for things like a game room or home theater either.
Small manufactured homes, or tiny homes as some people call them, actually started in the 1980s. There are lots of advantages to owning and living in custom small modular homes.
There are lots of options for luxury tiny homes for sale.
Another option that’s very popular for investors is to own them and rent them out for a week or more at a time to vacationers. This has proven to be a very lucrative and safe investment.
Below we will look at quite a few options of these tiny estates. Keep in mind some may be unavailable currently, because of enormous demand. That’s why we did tons of research and came up with quite a few options you can look at.
Vermont Style Cottage with Loft. This Excellently Made Pre-Cut Kit Includes Step-by-Step DIY Plans. This Pre-Cut Kit Measures 16×20 And Is Built With a Timber Frame Post and Beam
Click Image For Current Price
This solid 16′ x 20′ Vermont Cottage is a durable and versatile cottage that can be used as a tiny house, summer camp, hunting cabin, artist studio, for year round living, or as a rental property for vacationers. The rugged post and beam construction.
Using roughly sawed and true-dimensional lumber, you are ensured the building will last generations.
Our Rating: 
This pre-cut kit includes all lumber pre-cut with color coded stickers that correspond to a cut list and the DIY instructions.
It supports a long lasting high quality 29 gauge corrugated metal roof, barn sash windows with screens, a 2″ thick pine door with window, and all fastening hardware is included. A porch, loft and loft ladder are also included in the design.
The overall dimension of this cute and well built cottage is 18’4” wide x 22’6″ long from drip edge to drip edge. The overall height is 15’4″. This allows an interior that’s 16′ x 16′ and the porch is 4′ x 16′. There is 240 sq/ft of first floor interior space, 96 sq/ft in the loft and 80 sq/ft for the porch.
For two people the estimated assembly time is 40 hours.
Some of the other specifications of this quality tiny home is a floor system which includes three 6×6 hemlock skids, 2×6 hemlock joists 16″ on center and 3/4″ CDX plywood decking.
Walls are 4×4 post and beam hemlock framing with a wall height of 96″ in the rear and 128″ in the front.
A roofing system made of 2×6 hemlock rafters 24″ on center (snow load 80 pounds a square foot) with 29 gauge corrugated Evergreen metal roof. The roof is an 8/12 Gable Pitch. The final siding is 1″ rough sawn Eastern White Pine Board and includes fascia and corner trim. Click on image for current price.
Prefabricated Container Solar House Economic Modular Home 40 hc
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Here is another great home manufactured by Global Modulars.
It is 320 sq. ft. and a great weatherproof container house that’s leak proof even under extreme climatic conditions.
Our Rating:
It is 320 sq. ft. and a great weatherproof container house that’s leak proof even under extreme climatic conditions. All modern fixing is possible in this tiny home including AC, fire alarms, smoke detectors etc.
Here you have an appropriately insulated to bear extreme temperatures modular house that is built with advanced weather proof materials.
Included are aluminium doors and windows, vinyl floors, painted drywall walls, Hi- Quality Foam insulation, and hurricane proof windows
This fast and economical housing company is licensed by US Construction Codes and Global Modulars is an insured general contractor who has working production facilities in South Florida . Click product image above for pricing and current delivery status.
Prefab Backyard Living Or Office Pod – Productivity Center by YARDADU
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This super modern looking tiny home isn’t very large but is definitely livable for the right person. It sports 120 Sq Ft. of living, office, or spare room space with 16’6″ x 7’4″ dimensions.
With this great small manufactured home you get quality and comfort. It includes great Insulation, sound Proof, waterproof, even manufacture offered financing for as low as $298/mo.
Our Rating:
Imagine combining two or three of these on a small property or just building a nice deck in front.
When you order expect production time of 8-12 weeks.
Prefabricated Modular Container House 20 ECO Tiny Home Residential Ready to Live Housing
Click Image For Current Price
This amazing super strong prefabricated tiny home with weatherproof and leak proof—even under extreme climatic conditions—all modern home includes AC, fire alarms, smoke detectors etc.
Make sure you check your local codes but the builder Global Modulars, says there is no civil foundation required. This modular home is complete with durable with fabricated steel panels.
Our Rating:
Here you have a ready to live tiny house appropriately insulated to bear some very extreme temperatures. This is accomplished because this eco tiny house is built with advanced weather proof materials.
Hurricane Proof Windows are available and the manufacturer (Brand: Global Modulars) asks to please contact them about the size or shipping details before you order a product. Clicking on the product image will get you to the details page with current pricing and manufacturer contact information or for your convenience here is a rundown of who they are:
Global Modulars is a US company based in Florida, USA. Their focus is based on residential and commercial modular and prefabricated construction.
With a long history of global experience, Global Modulars has a combined construction years of experience of engineers and founders of more than 180 years.
They have accomplished dozens of projects in Europe, Asia, in the Caribbean and in the USA.
By simplifying construction Global Modulars transforms High Cube cargo containers and prefabricated structures into beautiful houses, apartment complexes or small office/business buildings, cafés, bars and many other types of construction.
They are proudly manufacturing products according to the construction codes of the USA, and are reducing construction time and costs considerably. Click on image for current price.
Best Barns Millcreek 12′ X 20′ Wood Shed Kit
Click On Image For Current Price
Here is a super cheap option that will need some extra building by the owner. Primarily designed as a backyard shed, this spacious tiny home can be made into a livable space with the proper carpentry work and loving care.
If you are a do-it-your-selfer, or want to do a little hiring of a licensed contractor, and want to put well under $10,000 into your small manufactured home, then this cute option is your fit.
Our Rating:
Built by Best Barns, this tiny home has a loft and lots of indoor space for the price. Click the image for the current price and availability in your area.
For a bonus to your property, we have provided a below ground tornado & storm shelter for consideration.
Especially if living in an area that has a high tornado frequency, now is the time to get an underground storm shelter installed. With the extra money saved by your tiny home, it’s now affordable for most people.
SteelSafe Below Ground Tornado Storm Shelter
Click On Image For Current Price
Never worry about tornadoes again. Simply bury this high quality tornado and storm shelter on your property and you’re safe. This 4ft W x 6ft L x 6ft H Below Ground Shelter comes standard with LED lights and 3-point latching door and removable padded/carpeted steps and bench seating on two (2) of the interior walls to allow for adjusted room once occupying the shelter.
To ensure against moisture penetration, all welds are dye tested inside and out, and the entire exterior of the shelter is coated with a hand applied, 2-part epoxy/tar blend.
Our Rating:
Factory steel outriggers are fabricated on each end of the shelter, at the bottom, to prevent the unit from floating.
Shock assisted doors allow for easy operation and provides a steel locking mechanism at each end of the door.
The entire interior area is finished with a bright white enamel paint, allowing for easy cleaning and a bright interior.
Install guidelines available upon request at no charge to purchaser. Installation not included.
Click above to learn how to build an inexpensive and long lasting Container Home.
Conclusion:
You’ve taken a step to discover the best in small living and seen examples of how to downsize your own living space.
56% of Americans say they would live in a Tiny Home.
Small Manufactured Homes are gaining traction with Americans who are considering them as a more affordable option—or even to generate extra income by owning them as vacation rentals.
With the average size of families shrinking as well, it means that there’s a lot of under-used square footage everywhere.
Despite the American want for everything “big,” smaller homes have steadily been gaining popularity in the last couple of decades.
Once considered something “fringe,” tiny homes—usually defined as anything 400 square feet—are now breaking into the mainstream consciousness, as you can see in the innumerable blogs, books, festivals, and television shows dedicated to the small space lifestyle.
How To Build Business Credit When You Have Bad Personal Credit
Here’s the difference between business and personal credit and what you need to know to ensure your business can start financing purchases.
Where business credit differs from personal is how it’s tracked and how the scores are calculated. Unlike personal credit, different companies offer different versions of business credit scores. They don’t all follow the same general rules and methods.
To make understanding business credit more complicated, your business credit isn’t always reported. Sometimes, it may could mix with your personal credit depending on how you applied for the credit. That’s why it’s super important to understand how business credit works and how to begin building it. That’s why you’re here and why you’re learning this important information.
10 Things You Need To Do In Order To Build Your Business Credit
1) Establish your EIN.
An EIN (employer identification number) identifies your business when you apply for business credit. A business EIN is also used to file tax returns and fill out W-9s. To get your EIN click HERE>>. While some companies may allow you to apply for credit using your Social Security Number (SSN), keep in mind that won’t help you build business credit at all. Here with poor personal credit it’s really not an option, anyway.
Make it a habit to always apply for business credit using your company’s name and company’s EIN. By using this process, it gives you the best shot at building your business credit.
2) Register with Dun & Bradstreet.
Once you’ve established your business with Dun & Bradstreet, you’ll have an avenue for building your business credit rating. Business credit bureaus usually start your credit file when creditors report business credit information. By completing this step you will begin the process yourself with Dun & Bradstreet. Later down the road you can get a D-U-N-S number, their way of tracking your business credit.
Even if you don’t get a D-U-N-S number right away, they will eventually start a file on your business on data reported to them. Eventually they will track your company even if you never apply for a D-U-N-S number. Getting a number manually may speed up the process, though.
3) Get a business bank account.
When you’re a company owner, it’s always best to keep your personal and businesses’s finances completely separate. This makes paying your businesses bills much easier by having a business bank account.
This procedure of paying your business’s bills using its own account can also help business credit reporting agencies feel you’re a more established company. More established than one without a business banking account. Here are a couple of banks that offer accounts for businesses that may fit your needs.
Chase Business Complete Banking takes care of the basics, so you can focus on growing your business.
With convenient access to over 16,000 ATMs, and with over 4,700 branches and 24/7 Chase customer support from a bank you trust, it’s hard to beat Chase for Business.
There are times they present promotional offers with hundreds of dollars in business checking account related bonuses just to open a business credit account. It’s worth a look.
Bank Novo is backed with FDIC insurance, has no hidden fees, no monthly fees or minimum balance requirements, simple, easy-to-use mobile apps, apply in under 10 minutes, human-powered customer service, free transfers, mailed checks, and incoming wires, integrates with other small business tools, refunds all ATM fees, and has thousands of dollars in exclusive perks.
4) Get a business phone number.
Lots of small businesses use their personal cellphones when making business phone calls. Some may even use old landlines. It makes sense to use your cellphone, and it’s inconvenient to make a change. Owning a business in the 21st century may require a better solution.
The alternative to personal cellphones and landlines is VoIP, or Voice over IP. This option will give your company a more professional feel and even an upper edge on businesses who choose not to use this option. If you’re looking into separating your personal phone from work, but you aren’t sure if it’s the best decision, here is a proven option. Try looking into RingCentral.
5) Apply for trade lines with your vendors.
What is a vendor tradeline? They are tradelines in the business credit setting referring to credit accounts that are offered by vendors and suppliers.
Suppliers are many times the first link in a supply chain, existing strictly in a B2B relationship. By contrast, a vendor is a business or person who purchases products from a company and then sells them to someone else.
You can take steps to potentially impact your Dun & Bradstreet business credit file by manually submitting trade references through a Credit Builder Premium product for Dun & Bradstreet review, verification, and possible acceptance. Having an up-to-date business credit file may help improve your chances to: Qualify for loans, Obtain lower interest rates, Attract new B2B customers, Increase your cash flow, and Negotiate better payment terms.
6) Apply for a business credit card.
How To Get A Card Without A Personal Guarantee
For most small business owners, getting a company credit card without a personal guarantee (the issuer will check your personal credit history) probably won’t be a straightforward task. Many business credit cards on the market require some sort of personal guarantee. Small business owners will usually need to step into corporate card territory to find a card that doesn’t require a personal guarantee.
A personal guarantee is an individual’s legally binding promise to repay credit issued to their business with their own personal assets in case the business cannot pay off debt. This means that they will hold the business owner personally liable for charges on the credit card balance if the business goes under or otherwise cannot make payments.
These non-personal guarantee credit cards are reserved for larger businesses with an established credit history. Truth be told, the average small business owner won’t be able to successfully apply for a credit card with no personal guarantee.
They market credit cards without a personal guarantee as corporate credit cards.
With that said, in order to get a business credit card (non-corporate credit card) you must provide your Tax ID Number (TIN) or Employer ID Number (EIN) along with your Social Security number on the business credit card application. To qualify, a business credit card applicant must also be an owner, officer or partner of a business, which may include sole proprietorships, independent contractors and non-profits, in addition to corporations, partnerships and LLCs. Then, if you get approved for a business credit card, your card will list your company’s name in addition to your own.
7) Consider a secured business card.
What Is a Secured Business Credit Card?
They designed secured credit cards for people who don’t have good credit or who have very little credit history. A refundable deposit protects the card issuer in case of default, and responsible use of the card can help the cardholder establish and build credit. They provide business credit cards only for business expenses.
8) Try a small working capital loan.
Know your business needs ahead of time. To prepare, here are a few simple questions a loan specialist will ask. Most brokers will require a lot more.
What are you borrowing the funds for?
How soon do you need funding?
How much funding do you need?
How long of repayment terms do you need?
What structure of loan would work best for you?
There are financial records you will need to pull together to make a complete loan application. Regardless of where you go for the loan, banks are likely to want to see an extensive list of items, but not every lender is going to put equal emphasis on every element in the list.
Bank Statements. Balance Sheet. Proof of Time in Business. Your Personal Credit Report.
Tax Returns (Personal and Business). If a profit/loss statement and balance sheet are not requested, then lenders are usually quick to ask for tax returns that show a certain income level. Some banks will ask for both, but many will not.
There are several other requirements that banks sometimes put in place for loans, including requirements about the submission of a business plan, proof of property ownership, or even collateral for the loan. These requirements vary from bank to bank, and they don’t make up the core requirements most lenders use.
9) Pay early and ideally in full.
Of course this is common sense, but it needs to be said. On the consumer credit side, holding a balance of 30% and paying the minimum every month can actually boost credit but in business credit it’s best to pay early and pay the entire balance if possible.
10) Check your business credit reports regularly.
This important activity has a free and paid option. I say use the free methods no matter what, and as time goes on choose a paid version because they usually provide much more information.
Free business credit score services.
Paid business credit score services
Experian business credit report
Equifax business credit report
Here’s the typical information found in a business credit report, according to the Small Business Association (SBA):
Company information including number of employees, sales, ownership and subsidiaries. Historical data of the business. Business registration details. Government activity summary. Business operational data. Industry classification and data. Public filings, such as liens, judgments and UCC filings. Past payment history and collections. Number of accounts reporting and details.
15 Easy To Apply And Legitimate Ways To Make Money At Home
So you’re looking for methods that make you money from home… Join the excited crowd! We can all thank a genius invention called the internet that’s enlightening Americans into discovering more and more creative ways to rejuvenate their bank accounts from the comforts of home. (Neat note: The internet was invented by ARPANET when they adopted TCP/IP on January 1, 1983, and from there researchers began to assemble the “network of networks” that became the modern Internet.
The online world then took on a more recognizable form in 1990, when computer scientist Tim Berners-Lee invented the World Wide Web.
Not sure where to begin or who to trust? Pour a cup of coffee for yourself (or a glass of juice), and keep reading.
How to Make Money From Home in 2020
Since you’re looking to make money online, you’ll need to exercise a bit of calculated caution. There are a lot of scams out there, but not to worry because we’re here to be your guide: We’ve tested dozens, if not hundreds, of money-making methods and included only our favorites for income creation and/or rejuvenation of your bank account.
FYI — none of them involve luck, and you really will get paid.
Without further ado, here are 15 legitimate ways to earn extra cash from home.
Become a Digital Devices and Alexa Support Associate (work from home) With Amazon
If you want to help with customer support this is a great way to go. Are you curious about new platforms like Alexa and do you have a desire to deliver world-class customer service?
Are you excited by the idea of owning a problem and solving it on behalf of customers? Amazon’s next-generation Digital and Device products are a great way for you to learn more about upcoming technology while earning money explaining features and helping customers use these amazing pieces of technology.
It’s really pretty simple to explain how to set them up and how to overcome problems people may run into when they own these devices. Since you probably own a computer and/or a smartphone you’ve already gotten some good training.
This only requires a high school education and the agreement to a few simple rules per Amazon’s job procedures. It’s all on their site.
Take Surveys Online – Easy
One of the best survey companies online, and that have paid the biggest money, is Survey Junkie.
Survey Junkie is an online survey platform that pays users for completing surveys. Users can earn points for each survey they complete, which can then be redeemed for cash or gift cards.
The amount of money you can earn depends on the number of surveys you complete and the points you accumulate.
The payout for each survey can vary, but on average, users can earn anywhere from $0.50 to $3 per survey. Keep in mind that the amount you earn may also depend on your demographic information and the type of survey you are taking.
Earn $35 – $55 per hour Helping Design Teams Do Graphic Design and With Developing Software
This opportunity is only available in the United States and Canada. Since you’re on your computer or phone most likely, then why not start some part-time work helping with design graphics and even some software development.
It may sound over your head to become a software designer but there are many areas where even a beginner can be of help to a design team. What they’re mainly looking for are people who have a curiosity for design and development and are looking for opportunities to learn with the companies teams.
Take a look at Art and Logic’s website in their careers section. They have jobs that open and close all the time so keep checking back periodically to see what comes available. One thing we noticed was graphic design kept showing up.
This would probably be the quickest way to get started since it’s a bit easier to implement immediately. One thing about the software design category, to keep in mind, is if you aren’t qualified at the moment you can set a new goal for yourself and start learning software design skills.
This company is worth getting your foot in the door if you are looking to learn and improve your skill-set. In a few months from now you can have much more aptitude in these categories, which allows you to be qualified with many more of the multitude of companies in this niche.
Earn up to $60/Hour Helping Small Business Owners
Does earning $60 an hour sound like something you might be interested in? And you don’t even have to leave the doorstep of your house? And to add to that you get to help others.
You don’t have to have a MBA to be successful in this business. In fact, all you really need are some decent computer skills and a passion to help business owners solve and work through real-world problems.
It’s a really good opportunity for mothers who want to work part time, millennials who are just out of school/college and just about anyone who wants to generate some real money while working from home.
To find out more about how to get started with this opportunity, and other work-at-home opportunities like it, learn the course Work-At-Home Secrets from John Crestani here.
Make up to $15/Hour to Pick up Eggs, Milk, Butter or Other Grocery Items for Your Neighbors
The grocery store can be a surprisingly opportunistic place. It’s a necessity during a pandemic too. In between the elevator music and the aisle ways, the free samples of cheese and chicken salad on crackers and the smell of rotisserie chicken, you settle into a peaceful mood.
None of the stress of work or home as you feel upbeat inside — it’s just you and the aisles.
What can be better than getting paid to grocery shop? If you need the money, like, now, you can cash out instantly after each delivery.
Joanie Billings, of Charlotte, North Carolina, has tried plenty of side jobs and gigs. With Postmates, she makes an average of $15 an hour. Plus, she says it’s been much more fun and less stressful than any of her previous side gigs.
Signing up should be quick and easy, it really shouldn’t take you more than about five minutes. Learn the ‘Work-At-Home Secrets’ by John Crestani to learn more about current work-at-home opportunities.
Get Paid When Your Neighbor’s Dog Spends the Night
We all want an extra paycheck, but many of us don’t want to get another job — we’re already exhausted from the first one or two. Like many we’re happy to help, maybe you’re disabled, retired or a stay-at-home mom or dad who needs to rejuvenate your bank account with extra money.
Is there a way to get more income and get your puppy fix at the same time?
It’s time you met Rover. No this rover isn’t a dog, it’s a website that connects neighbors who need a dog sitter with people who love pets, and especially love having an extra dog (or two) spend the night with them.
The average Rover sitter earns $420 a month, but we spoke with stay-at-home mom Kelly Tipton, who quickly started earning upwards of $500.
“Within three months, I ended up turning away business,” says Kelly, who dog sits in California. “Within four months, I raised my prices to the value everyone else was charging.”
It’ll take a little bit of effort upfront to find who is serious about you dog sitting for them. You will be working with people who want to book trusted sitters and dog walkers who’ll treat their pets like family. You go to their site and create a Rover profile where you’ll answer questions about your experience with doggies and set your availability and your prices.
Once that’s done the dog owners will reach out to you, and before you know it, you’ll be snuggled up with some neighborhood dogs, and you’ll be happily making extra money with adorable puppers.
Create An Online or Offline Course
The great thing about creating an online course with Udemy is you don’t need a college degree or lots of experience. So what’s the catch you’re probably thinking.
It’s as simple as finding what people want to learn about, and then teach them. It may be something you are an expert at already or something you can brush up on quickly.
Lets use Geometry for an example. If you took it in high school or anytime thereafter, lets say at a community college, you’re already familiar with the subject. If you’re interested in Geometry then pick up a book on it through Amazon or at your book store, and start learning.
Use Google to help answer questions, and pretty soon you will know more than the people who want to learn it. Start posting your tutoring service, and your Udemy link if you use that method, around town and on campuses near you. Create a Facebook page and post about your course. Use this post and boost it for a five dollars so more people see it.
Have an email, your link or other contact info included in the post and you’ll have your first client in no time. It’s up to you how you teach it, whether it’s on Udemy, in person, over the phone, skype, or YouTube or Facebook live.
Get excited about creating a course and about creating a course online by visiting the Udemy website. Remember that instead of teaching one-on-one you can move the course online and have thousands of students at once simply viewing videos that work for you all the time.
If you’re ok spending some pocket change, to find out more about how to get started with this kind opportunity, and other work-at-home opportunities like it, go learn more about the digital workshop from John Crestani here.
Sell Your Crafts, Things You Find In Vintage Shops and Even Project Supplies
If you’re creative, you can make some decent money putting your work on the website Etsy. Keep in mind there are some fees, including a transaction charge of 5%, this large marketplace connects you with more than 33 million buyers globally.
Even if you aren’t like a friend I know from school who creates masterpiece paintings or elegant jewelry or baby clothes that are just too cute not to buy, you can still make money through the the Etsy marketplace. For example, one Rejuvenotes reader, makes about $200 a month selling needlecraft kits and patterns through Etsy.
Maybe you’re more of a vintage type person? You can visit through flea markets, stores like Goodwill, and even eBay to find vintage items you can fix up and resell through the Etsy site. It’s amazing what some cleaning and paint can do for household items people are always searching for.
Start a Money Making Blog
The startup costs for blogs are minimal: Just secure your domain name and hosting — only $2.95 a month from one of our recommended hosting providers.
You’ll need to write some quality content to get into WordPress (or your blogging platform of choice) and start sharing it through social media. Once you feel comfortable, you can monetize your blog through Google AdSense and affiliate programs for some nice passive income.
This is a great way to go but keep in mind you will need to get good at writing content. This is the main hold back that keeps people from making good income with a blog. Start reading some blogs on topics you’re interested in and look at how they write their posts. Do a search on a topic and choose the blogs that show up on the first page of results.
These are the ones that are most read and by choosing those you’ll have good quality content and article structure to brush up on before starting. The internet needs quality original content so don’t choose this method if you just want to copy somebody else. Google can tell if your content is not original
Copy This Strategy to Get Checks in the Mail Totaling $467
Remember when going to the mailbox was fun? Now it’s just bills in there. And pages of advertisement papers and envelopes.
But for Bill Volsky, checking the mail meant finding checks. For doing nearly nothing. Seriously. Since he started using a free website called Digistore, he’s received $467.44.
Rakuten has a hookup with just about every online store you shop, which means it can give you a kickback every time you buy toilet paper on Amazon — even book that flight home for Turkey Day or New Years.
Volsky says he uses Digistore for things he already needs to purchase, like rental cars and flights. He even used the money he earned to help pay for his recent move to another state half way across the country.
It takes less than two minutes to register your Digistore Account and start shopping. All you need is an email address, then you can immediately start shopping your go-to stores through the site.
Talk about money for doing what you already do.
Learn about more work-at-home opportunities by attending the digital workshop through this link here.
Make Money Doing Voice-Overs
You’ve heard of people having a radio voice. Well you don’t need to have a Hollywood trained voice or sound like your favorite movie star to do this.
You may need to do a little voice training but there are simple ways to learn how so don’t let that hold you back.
A stay-at-home mom in Toronto, earns money by talking to herself. In her closet.
After her son was born in 2013, the stage actress turned to the online acting community and kept hearing about one voice-acting platform again and again.
“Sometimes I walk away from my computer and think, I can’t believe I just made money like that!” she says.
Almost Everyone Has a $10,000 Idea. Here’s How To Make It Pay
Start an Online Business.
Starting your own business used to be a taboo. All the stories and stats of failure within the first year and how it takes five years to really succeed. The high cost of employees and overhead. Those days are over thanks our friends at Clickbank.
Justin from Arkansas said “hi guys brand new business owner here and me and my wife just got started two weeks ago and we are super excited about it. Within these two weeks we’ve been able to generate 335 email subscribers and obtain 4 sales.”
Imagine getting access to expert interviews of Professional Online Business Owners.
Even how to sell your online business once it’s successful.
If you don’t have a product you make money with what’s called affiliate products. The added value of being an affiliate is you don’t need to handle customer service.
You just get paid which makes it a true freedom business
If you have a product or an idea of one you want to create and develop great.
This teaches high level education on how to promote your business. Maybe you already own a business and want to grow it rapidly and with huge profit margins.
Get access to the some of the highest level business training available today by reading this article.
Sell your photos online
Here is a great video that will take you through how to do it. Justin is a great teacher and in this video he shows how to sell your pictures you take from your phone or any camera. You can sell still photos or video clips.
The good thing about selling your photos is that you can constantly be taking pictures throughout your day of scenes, objects, and people (you may need to get permission to use your people photos) that people need for their websites, blogs, and advertisements.
Become an online tutor
Here is a super great way to make money at home and maybe even the best of all. If you’ve read this far you’re in for a few top picks and Chegg is one of them.
It’s a solid way to earn at home and is for almost anybody who is willing to teach and help others. After all, entrepreneurship is about helping others. There is no better way to do that than to be a tutor.
That’s right and you can do it just like Ella from St. Louis who mentions, “Tutoring on Chegg is great! It’s been amazing developing relationships with a steady group of students; I never would have thought that I could have such a positive experience tutoring online, but I really like helping students with their assignments!”
I recommend you check this out no matter what you’re doing because you will be positively helping others and it can lead to greater avenues later on. This kind of experience is extremely valuable and the connections you can make lead to endless possibilities later on.
What’s exciting about this opportunity is Chegg will send students to you. You will build your reputation, you can tutor from anywhere, and best of all you can get paid every week.
To get started with Chegg you simply go here to get sign up.
Get Paid to Lose Weight
Bottom line: A company called HealthyWage will literally pay you for losing weight.
Not only are you getting more healthy, you’re also making some money. How’s that for motivation?
Here’s how it works:
Define a goal weight and the amount of time you’ll give yourself to achieve it.
Place a bet on yourself ranging from $20 to $500 a month.
Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!
Wondering if it can really work? One woman, Dannielle K. won $2,905 for losing 61 pounds! Sign up for HealthyWage.
Here’s a video of how she did it and you can decide if HealthyWage will work to not only lose weight but to make some extra money for doing it.
Get paid to deliver Amazon orders
Last on the list is called Amazon Flex.
Most drivers earn $18-25 an hour.
Actual earnings will depend on your location, any tips you receive, how long it takes you to complete your deliveries, and other factors.
It’s simple and all you do is use your own vehicle to deliver packages for Amazon as a way of earning extra money to move you closer to your goals.
Maybe you’re saving up for something big. Or maybe you just want to earn some extra money for day-to-day expenses. Or maybe you’re focusing on paying down your student loans. Whatever drives you, get closer to your goals with Amazon Flex.
They know how valuable your time is. With Amazon Flex, you work only when you want to. You can plan your week by reserving blocks in advance or picking them each day based on your availability. Choose the blocks that fit your schedule, then get back to living your life.
At the time this article was written there are only 17 states participating. That’s sort of a bummer but keep checking at this page to see if more appear. Check here to find the current recruiting cities.
It’s a great idea and no reason I can think of why all the states aren’t involved.
There is even an Amazon Flex app. Check it out in the Google Play store and test it out. This would be the easiest way to stay in tune to how the program is working and if more states and cities are being added.
This might be better than Uber because you’re dealing with packages instead of people that can flake out on you and not show up. Nothing’s worse than going to pick someone up and they’re a no show.
Packages have tracking id’s and the post office and UPS stores are really good about ensuring all packages are scanned into the system.
What Is A Financial Plan
A financial plan is your map to get from where you are to where you want to be with your money. It’s the process of setting goals and thinking through the steps it will take you to reach them. Remember that each individual person who has a financial plan is different, depending on their short-term and long-term financial goals. It’s unique like a thumbprint.
Honestly no matter what your goals look like, it’s important to think about where you want to be in the near future. You then want to figure out how you can get there. That’s why you need to create a solid financial plan that’s easy to interpret for yourself. Don’t just have someone write you a financial plan. Make sure you interpret it word for word so you can follow your progress pressing into the future.
A Financial Plan That Works For You
Three are many self-help books and thousands of new ways to do a budget on the market today. It’s so much that many people put the details of working on their financial plan for the future off until tomorrow. Unfortunately that future day never comes. You can trust that we’re here to work through all the self-help clutter you can get bombarded with. TV ads and internet attention grabbers to name the biggest. We are genuinely interested in helping you and your family make a financial plan that will work for you and your family.
The 7 Tips Reminder List
Many people have fought their way out of debt and bankruptcy using this exact plan! Whether you’re trying to save money for retirement, invest, or pay off debt with a sound and proven plan that actually works, you’ll find out how to do it with these 7 tips that are easy to remember.
Step 1: Save $1,000 in a Starter Emergency Fund
Step 2: Get Out of Debt Using the Debt Snowball
Step 3: Save 3 to 6 Months of Expenses in an Emergency Fund
Step 4: Invest 15% of Your Income for Your Retirement Fund
Step 5: Save for Your Children’s Education
Step 6: Pay Off Your Primary Mortgage
Step 7: Build Wealth and Give. This will energize you!
Saving for Emergencies
This is expanding on Step 1 which is crucial for when unexpected life events happen. We all know when bad luck strikes. It has away of showing up when we least expect it. It’s never welcome and it’s usually not free.
I’ve had the A/C unit go out during the hottest week of the summer. I’ve had our pipes burst while you’re on vacation. There’s nothing to do but fork over the cash to fix it. But instead of letting your credit card cover it with interest (and making payments for the next two years), what if you could pay for it with cash as soon as it’s fixed? That’s why you need an emergency fund. You may have one and that’s great. If you don’t call it the Starter Emergency Fund and put it in a separate account other than your main checking.
How to Pay Off Debt
If you’ve spent even three minutes reading the Rejuvenotes website, you’ve probably read our tagline of Recharge Your Wallet. That we’re pretty serious about helping people remove all outstanding debt. We’ve said it before, and I’ll say it again: Debt takes your energy away and we don’t want you to waste even one more dollar or any more time on your past when you could be planning for your future.
That’s where the snowball debt removal process comes in. It’s the best way to remove debt from your life. We aren’t just saying that. Here’s how it works:
Step 1: List your debts in a column starting at the top of the page from smallest to largest, regardless of their interest rate. Pay no more than the minimum payments on everything except the little one.
Step 2: Focus to pay off the smallest debt with a everything you have. Once that debt is gone, take that payment along with any extra you can scrape up, and apply it to the second-smallest debt. Again continue to make minimum payments on the rest.
Step 3: Once that second debt is gone, take that payment amount and apply it to the next-smallest debt. The more you pay off. If you can add a tiny bit more great. Don’t try to overstretch though. Just commit yourself to at least the amount you were paying monthly on debt two as an extra payment monthly to debt three on your list. As you see that freed-up money grows and gets thrown onto the next debt. That’s why we say it’s like a snowball rolling down the side of a hill.
Step 4: Repeat this sequence until you’re completely debt-free!
Want to accelerate your debt payoff plan? Go learn about making money at home. Start an online business. It doesn’t cost much at all. Find out more by going here.
Financial Advice Your Grandma Would Give You
Grandma didn’t believe in myths when it came to money. Sadly, most of us have accepted money myths from sneaky marketing tactics and use them as a base standard for making our financial decisions. Some we just grew up with because of the ease of getting credit, and others are societal norms we’ve linked to because we saw others doing them.
Myth: That your credit score is the only way you can show how great you are at managing money.
Truth: Bankers, car dealers, and some mortgage lenders have told people for many years to build your credit and have a high credit score. You’ve heard it. I used to run peoples credit when I was a licensed mortgage consultant. I’ve seen it all. Lows of 500’s to up to 840. Your personal FICO score is not a score that says you are winning with your money or that you have a millions in savings; it actually says you are in DEBT.
Myth: Having a credit card will help you build wealth.
Truth: It’s a way to build your credit score if you pay your minimum payment every month and charge it up to 30% of it’s max and hold it there. I’ve heard all the stories out there to draw people that don’t know what I’m saying here into their sticky web like a spider lures it’s insects. Here is your simple and direct truth. Broke people use credit cards. Rich people do not.
People Are Doing This And So Can You
There are thousands of stories from incredible people just like you who decided to make their financial plan and chipped away at mountains of debt. They paid off their homes in record time and are on the path to becoming everyday millionaires. Read the book The Millionaire Next Door if you haven’t. Great read and refer to it once per year.
Rise Of The Personal Enterprise
Many people struggle with the angst and frustration of not liking their job or career. I remember years ago when working for a major airline how that feeling ran through my body on a regular basis. Even though I made above average pay, the feelings of being above average and living an above average lifestyle only lasted about ten years.
The nice houses, cars, and the ability to go to the airport on a whim, and hand the gate agent a write your own ticket using my flight benefits, got old after a while. I had impressed my friends, shown my family I could make it in life even among some of their jealousy, and wondered why I had an empty feeling inside.
Some of us like the security of the paycheck. Some of us get bored with the the repetitiveness of the tasks we must perform day in and day out to continue doing what it takes to keep the money coming in. Many of us want something where the sky is the limit. Moving up to be a supervisor just isn’t enough. Even though there’s lots of risk, even a chance of being homeless or going bankrupt, we feel fine taking the chance.
I’ll let you in on a little secret. If done right and with order and structure, you will never be homeless or without income so keep reading
Some of us have a divine calling within that says we should be doing something that better aligns with our purpose of why we’re on the planet.
On the other hand many of us just want a simple modest life. There’s nothing to prove to anyone except ourselves. As long as there’s food on the table, laughs on a regular basis and our basic needs are met all is good. There are no worries about what others think, as long as they know we’re good citizens, honest and trustworthy. We feel like a small and unnoticeable economical used car serves the same purpose as a brand new shiny Rolls Royce. As long as our house is safe, climate controlled and kept clean, that’s good enough. This is true to some people especially if the home will be paid for soon, and a minimum wage job would cover the property taxes.
Now that we’ve covered that bit of groundwork lets dive into the reason we’re at the place in life we are right now. Lets also complete the journey by covering how you can think more deeply about moving into another arena of purpose for your life.
There are four elements of what we do in life on a day to day and hour by hour basis.
First there is our hobby. Not everybody has one. We don’t need one. It’s simply something we do on the side to prove we aren’t a robot, and to occupy our mind all the while doing something that keeps us busy and is enjoyable.
We don’t usually use our hobby to pay our bills or support our family. Although a hobby can be expensive, in both time allocation and investment, we usually don’t judge it like we would a business where we need to get a monetary return in order to keep it alive.
There are people who have turned their hobby into a profession and we will talk about that in a minute. Lets just say a hobby is an optional part of our lives. We participate in it because we enjoy most every minute of its experience.
Now lets talk about the second element which is a vocation. In my high school we had classes called vocational training. A true vocation is a divine calling.
An inner voice saying I need to do this. To do what I was created to do on our beautiful and amazing planet for as many years as I can get out of it. The word vocation actually derives from the Latin vocare “to call.” Nobody can give it to us, and nobody can take it from us.
It’s usually a specific skill-set or several ones put together like singing and playing an instrument to produce a hit song. Somebody can take your job but not a vocation.
Many artists, musicians, and business owners have found their vocations. Athletes and authors are two more examples. It’s where talent and market value meet together to provide a service or product that others need or want. Not all callings or vocations are super profitable. Many find their vocations after they retire. It’s not necessarily time sensitive either.
The third element is a job. Most every adult has one now or has had a job. I started as a bag boy and stock clerk at a grocery store. Somebody or some event can take your job. A terrorist attack, a pandemic, or a very poor economy can effect it dramatically.
A job is something we do to simply pay the bills at first. We don’t need to like it or to enjoy it very much. It’s usually something we can quit and move to another fairly easily. It’s important to note it can support the other two we just talked about. It can do such a good job of supporting that it can lead us to a full time vocation or to the fourth and last element of life.
A career is our fourth element and is deeper in our conscious than a job. It’s not as deeply rooted as a vocation but can carry many of the same elements.
A career isn’t mandatory. It doesn’t need to be your whole life like a vocation or deep calling usually is. It’s basically a job you’re passionate about. It’s believing deeper in the mission than a job. If you don’t like your career it’s fairly easy to quit and go get a plain job.
A career like a job can be effected by a pandemic, a poor economy, or a terrorist attack like it did during the 9/11 terrorist attacks for me. As a matter of fact it destroyed a great career.
Fortunately I had a backup plan but the transition was anything but smooth. Many times people end up in a dead end career they don’t like. They end up terminating it in order to get a job that supports them as they pursue their vocation. I’ve done exactly that.
Don’t confuse your job with your passion of vocation. If you love making art it’s ok to support yourself with a job that gives you the spare time to persue your vocation.
A recent study in Forbes sadly showed less than 50% of U.S. workers felt they were in good jobs. This was when unemployment was under 4% before the pandemic of 2020.
This number varies depending on which poll you look at but the number of people who like and even love their vocations is well over 70%. It is true that most vocations pay more on average than jobs and careers but the failure rate is also high. The risk reward factor is something to consider if making the bridge toward a vocation. Did you see this article taken from a millionaires’s notes about starting an online business?
This answers the big question of why many people struggle with angst and frustration in their lives. If they understood what we discussed in this article their lives would come into better focus.
As mentioned earlier it’s not such a huge risk if you know how to go about transitioning from a job to a career or full time vocation. The success rate is rather high when a structured approach is taken.
This is where control of time and money can come into play with the rise of the personal enterprise. You should consider starting your very own online business. It’s a way to work at home while making more money than you may have imagined.
I have a good friend whose name is John and we took a similar path after realizing our true vocation. I would like to invite you to go over and take a look at a course he is teaching, a chance to elicit his strategy, that’s worked for thousands of people just like you and I. Go here for a full view of the landscape.
Affiliate Marketing Course
For the majority of people one of the best ways to rejuvenate your wallet is to learn how to build your business online by taking an affiliate marketing course. The BIGGEST CHALLENGE though, besides finding time in your busy schedule, is figuring out the best approach to take that will get you to your dream using this whole ‘make money online’ thing…
There is tons of great content out there, tons of tools and tons of software. It’s all designed to make things simplified and easier to understand how to build your affiliate marketing business online.
If you’ve never worked full time for yourself before, it’s definitely not like you think. Transitioning from a job to working for yourself takes adjustment. Many resist this fact and get a real shock once they dive into their own business.
According to a recent study by Forbes, only about half of small businesses survive beyond the five-year mark, ranging from 45.4% to 51% depending on the year the business started. After that time-frame, only about one in three small businesses get to the 10-year mark and live to tell their success story.
But do you really get where to start, where to “turn” next and what’s really important to steer you to the end point?
And that’s why you’re here. This is the very best place to get an online education teaching you how to start and run your own small business that will someday become a huge business if you so desire. This specialized knowledge is far more valuable than a degree from a college or major university.
We want to help! Let’s make sure 2022 and beyond is everything you’ve dreamed of!
So instead of watching that holiday movie again for the hundredth time (even though I love doing that too), come watch this replay by clicking on the image!
If you want the very best course on affiliate marketing available today don’t miss this lifetime chance to learn from the best.
Everyone must choose one of two pains: the pain of discipline or the pain of regret. Stop worry, begin your business now!
When you can solve a problem, you can make money.
The BIGGER the problem, the MORE you can make.
Think of big problem solvers in “regular jobs”, like doctors and lawyers…
There’s a reason they are the big income earners.
They help solve big problems.
They stop people from getting into big trouble in different ways…
As a marketer online, you can find problems in the marketplace, deliver solutions, and use software to help you scale.
That’s what the webinar link I posted above is all about. It’s important you watch it now because it will be coming offline real soon.
What if you learned these 7 steps presented in this easy to read but thorough and to-the-point eBook!
Imagine eliminating all the fluff from the information floating all over the internet.
What if one hour after you downloaded this manual you could start building your online affiliate business immediately.
You may never come back to this page ever again. It’s just fact. We see countless pages per day but only a few provide the map to the huge nugget of gold we seek. This is one of those pages.
This manual is your treasure map! Click the link to get your copy and a free video training.
This is super clear and straight-forward advice that will instantly open up a part of your mind that few will tap. It’s like a lighthouse being turned on suddenly and you’re now navigating your business success in a controlled and obstacle free direction.
It’s not that obstacles won’t appear, they will. It’s just that you will now see them far ahead and have the know-how to keep them from destroying your future.
Nothing is worse than things coming at us, as business owners, that we didn’t plan on. What’s even worse is not knowing how to smoothly navigate through and around them into safer waters.
Even if you’ve tried and failed in the past it’s not your fault. You just needed the complete formula and all the exact steps with none left out. Leaving just one small step out can ruin the entire endeavor. Put you back at zero having wasted all your time and effort.
Special Opt-in Offer & Video. As a bonus you will see a FREE TRAINING: “How to Earn a 6-Figure Side-Income Online”
