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link to The Difference Between Needs and Wants in Budgeting

The Difference Between Needs and Wants in Budgeting

Understanding the difference between needs and wants is crucial to managing your finances effectively. Your needs are the essential things that you require to survive, such as food, shelter, and...

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link to What Are TEFRA And DEFRA Tax Citations?

What Are TEFRA And DEFRA Tax Citations?

Tetra and Defra tax citations are acronyms that stand for the Tax Equity Fiscal Responsibility Act of 1982 and the Deficit Reduction Act of 1984, respectively. These acts were created in response to...

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link to How to Budget for Vacation: A Comprehensive Guide

How to Budget for Vacation: A Comprehensive Guide

Vacations are meant to be a time of relaxation and rejuvenation, but the cost of planning a trip can be overwhelming. To avoid this, it's important to establish a specific goal and financial plan....

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link to Understand The Difference Between Earned, Passive And Portfolio Income

Understand The Difference Between Earned, Passive And Portfolio Income

Understanding Income Types: In order to optimize assets, minimize taxes, and empower authentic wealth, it is important to understand the different types of income and their tax...

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link to Alternatives to Cable TV: A Comprehensive Guide

Alternatives to Cable TV: A Comprehensive Guide

Quick Picks: Looking for the best streaming options? Here are some top picks: Get FREE local channels with an HD digital antenna. Get the best bundle pricing with Hulu. Save money with...

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link to Fall Financial Checklist: Tips for Keeping Your Finances in Order This Autumn

Fall Financial Checklist: Tips for Keeping Your Finances in Order This Autumn

As we transition into the fall season, it's important to start thinking about our finances and what we can do to make the most of the remaining months of the year. Whether it's preparing for the...

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Guiding Cents is online learning about ways to invest in yourself and answering your questions about Personal Finance. Learn more, earn more, save more, and live more! Guiding Cents envisions a world where there is less money stress. You will learn creative ways to get more, by spending less. Our readers learn how to create a surplus, which they use for investing, or for more recreation.

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