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Category: Budgeting

link to Is It Better to Buy a New or Used Car?

Is It Better to Buy a New or Used Car?

Deciding between buying a new or used car depends on your personal circumstances, preferences, and financial situation. I've owned quite a few cars and only one of them were brand new. I honestly...

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link to 10 Ways To Get Out Of Debt This Year: Expert Tips

10 Ways To Get Out Of Debt This Year: Expert Tips

Assessing Your Financial Situation. Before you can start getting out of debt, you need to assess your financial situation. This involves taking a close look at your income, expenses, and debts. By...

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link to 50/30/20 Budget Rule: How to Manage Your Finances Effectively

50/30/20 Budget Rule: How to Manage Your Finances Effectively

Managing your finances can be a daunting task, but with the help of the 50/20/30 budget rule, it can become much simpler. Popularized by U.S. Senator Elizabeth Warren in her book, All Your Worth: The...

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link to Smart Grocery Shopping Strategies for Saving Money

Smart Grocery Shopping Strategies for Saving Money

Understanding Your Consumption Habits. As someone who wants to save money on groceries, it's important to understand your consumption habits. By doing so, you can identify areas where you can cut...

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link to Frugal Grocery Shopping Tips and Tricks: How to Save Money on Your Next Trip to the Store

Frugal Grocery Shopping Tips and Tricks: How to Save Money on Your Next Trip to the Store

Understanding Frugality When it comes to grocery shopping, being frugal means being mindful of your spending and finding ways to save money without sacrificing quality or nutrition. Here are some...

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link to How To Save Up Money For a Trip

How To Save Up Money For a Trip

Saving for a Vacation: How to Budget for Specific Financial Goals As I begin my journey towards saving for specific financial goals, such as a vacation, it's important to understanding financial...

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Guiding Cents is online learning about ways to invest in yourself and answering your questions about Personal Finance. Learn more, earn more, save more, and live more! Guiding Cents envisions a world where there is less money stress. You will learn creative ways to get more, by spending less. Our readers learn how to create a surplus, which they use for investing, or for more recreation.

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